post savings meaning in English
邮政储金
邮政储蓄
Examples
- Post savings is an important part of the current finance system of china
邮政储蓄是当前中国金融体系中一个重要的组成部分。 - Based on the background above , how to prepare for the reform of post savings beforehand is a new subject that needs to study
在这一背景下,湖南邮政储蓄机构必须顺应改革大潮,提前做好向商业银行转变的准备。 - The pader stud ies the net outflows of capi ta1 trom farmers , rural area and the county area through financial channel the farmers savings deposit is the most important source supporting the agricultural and rural econo 。 y in recently 22 years 。 the rural credit cooperatives ( rccs ) and rural post savings deposit organizations become the main chamels of the outflows of rural capital the outflows of capital from the county area are very large and the outflows do harm to the county s and rural economy another problem is the serious rural financial risks there are many kinds of llnanclal risks in rural area the reasons of the rural financial risks are very complicated nd the rural financial risks do harm to the rural financial organizations and the rural economy there is close relationship between rural financial risks and rural social stability there is great potential of risks in rccs and rural nongovermental financial institutions the deposit demands of farmers are satisfied basically but the loans demands of farmers are not satisfied the dlfflcultles of farmers financing ( esp loans ) from rural credit cooperative
问题的关键是如何充分利用有限的财政资金,政策性金融成为必然选择,政策性金融是世界各国普遍运用的基本符合们协议要求的重要支持手段,必须按照“调整”与“加强”两大思路,相应地调整和加强中国农村政策性金融。要尽快建立一套稳定的机制和渠道,一方面使农村金融机构吸收的农民储蓄等农村资金能够用于农村经济发展而不致流失,另一方面要从外部增加对农业和农村经济的资金注入。要从中国是一个发展中农业人口大国的实际国情出发,建立真正为“三农”服务的农村金融服务体系。 - Drawing on the good experience of germany postal bank , the author firstly offers the whole scheme about how to transform hunan post savings to commercial bank , which includes the following aspects such as reform of organization structure , staff management , account - separating with postal enterprises and risk managements etc . subsequently , this paper expatiates how to actualize commercialized operation on product system and marketing system in hunan post savings
为解决这一矛盾,本文随后从分析湖南邮政储蓄机构的市场环境、组织架构、经营情况入手,提出了湖南邮政储蓄机构向商业银行转变的总体策略,包括组织架构变革、从业人员管理、与湖南邮政企业分账核算以及风险管理等几个方面。再后,本文着重阐述了湖南邮政储蓄机构如何从产品体系和市场营销方面实现商业银行化运作。 - At present , the rural finance meets all kinds of problems . the rural finance organization exist limitation , the state commercial banks withdraw their rural embranchment ; the agricultural development bank cut its policy service to sustain agriculture ; the post savings be allowed take deposits and unable to crediting ; the rural credit cooperatives " assets is poor , leaning to non - agricultrue , and so on
目前我国农村金融存在着种种问题:农村金融组织不完善,国有商业银行撤并县以下基层机构;农业发展银行削减了政策性支农业务;邮政储蓄只从农村吸收存款而无发放贷款的职能;农村信用社资产质量差,非农化倾向严重等。